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If you has a negative name, it can be difficult to get a credit card with a high limit. However, there are some options available on the market that can help you obtain credit even with a bad name.
In this article, we are going to talk about some credit cards with a high limit for negative people. Furthermore, when opening an account, the minimum income required to apply for the card increases from R$ 1,045 to R$ 500.
With the Card you can take advantage of benefits such as discounts in partners and points programs that can be exchanged for products and services. The card also offers partner discounts and access to VIP lounges at airports.
Credit Cards for Negatives
If your name is negative, it is still possible to get a credit card with a high limit. There are several options on the market that do not consult credit protection bodies, such as SPC and Serasa, and which can be a good alternative for those who need credit.
Features and Benefits of Cards for Negative Persons
Credit cards for negative people may have some different characteristics than traditional cards. Some of them may have a higher annual fee, for example, or require you to have a current account with the card issuing bank. On the other hand, many of these cards offer exclusive benefits and advantages, such as:
- Points and miles programs
- Discounts at partners and stores
- Access to VIP lounges at airports
- Travel insurance and assistance
Before choosing a credit card for negative people, it is important to evaluate the features and benefits offered and compare them with other options available on the market.
How to Get a High Limit Card When Negative
To obtain a credit card with a high limit being negative, it is important to keep in mind that approval depends on several factors, such as your income, credit history and income commitment. Some tips that can help increase your chances of approval are:
- Keep your accounts up to date and avoid delays and defaults
- Have a proven and stable income
- Choose a credit card that fits your profile and needs
- Do a credit simulation before applying for the card
Remember that even if you are negative, it is possible to get a credit card with a high limit. Just choose an option that suits your profile and make a conscious and responsible request.
Common questions
What are the requirements to obtain the Santander SX card?
To apply for the Santander SX credit card, you must have a minimum income of R$ 1,045.00 and be over 18 years old. In addition, you must undergo a credit analysis and have a clean name, that is, not be negative with credit protection agencies.
How to increase the Santander SX card limit?
To increase the Santander SX card limit, you must have a good payment history and financial transactions with the card. It is also possible to request a limit increase directly through the Santander app or internet banking.
Is it possible to request the Tudo Azul Infinity card if it is negative?
There is no guarantee that it will be possible to request the Tudo Azul Infinity card if it is negative, as this depends on the credit analysis carried out by the financial institution. However, there are credit card options for those with negative limits with a high limit available on the market.
What are the advantages of the Santander credit card compared to other cards for negative people?
The Santander SX credit card offers several advantages, such as cashback on purchases, discounts at partners and access to VIP lounges at airports. Furthermore, Santander is a solid and recognized financial institution in the market, which can bring more security and confidence to the customer.
How can I contact card support?
You can contact Santander SX card support by calling 4004-3535 (capitals and metropolitan regions) or 0800-702-3535 (other locations), via chat in the Santander app or internet banking, or even via Twitter (@ santander_br).
Are there credit card options with immediate approval for those with a negative name?
Yes, there are credit card options with immediate approval for those whose name is negative. However, it's important to remember that these cards often have higher interest rates and may have lower credit limits than traditional cards. It is important to evaluate the options available and choose the one that best suits your needs and financial profile.
