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Checking your FGTS balance is an essential practice to monitor your labor rights and better plan your finances.
The Service Time Guarantee Fund (FGTS) is an important benefit for all Brazilian workers with a formal contract. In this article, you will learn how to check your FGTS balance in a free and practical way, as well as understand the benefits of this query and obtain valuable tips.
Do you know how much you have available in your FGTS? Many people end up forgetting to check their balance regularly, but this is a practice that can bring many benefits.
With the advancement of technology, it has become even easier to track your FGTS directly via your cell phone or computer. Let's explore how you can do this for free and understand why it's important to always be up to date on your FGTS balance.
What is the FGTS?
The FGTS is a fund created by the Brazilian government, it is a worker's right, and its objective is to protect workers fired without just cause.
Every month, employers deposit the equivalent of 8% of each employee's salary into an account linked to the FGTS.
The fund can be used in various situations, such as purchasing your own home, retirement, serious illnesses, among others.
- Worker Property: The FGTS balance is the property of the worker and can be withdrawn in specific situations.
- Performance: The amounts deposited in the FGTS earn interest and monetary restatement.
- Security: It works as a financial reserve for the worker in times of need.
Benefits of Checking Your FGTS Balance
Checking your FGTS balance has several advantages:
- Financial planning: Knowing how much you have in FGTS helps you plan your personal and future finances.
- Transparency: Monitoring the deposits made by the employer ensures that your labor rights are being respected.
- Ease of Access: The consultation can be done quickly and free of charge, at any time.
- Decision-making: Informed about your balance, you can make better decisions about possible withdrawals.
