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The Serasa Card offers several benefits that can be decisive for those with a bad credit history or who want to organize their financial life. Here are some of the biggest attractions:
- Access to credit even with a bad credit rating: One of the biggest advantages is that it offers a chance for those with a negative credit rating. This means that, even if you have difficulties with traditional credit, the Serasa Card can be the solution for you to start regularizing your financial life.
- Credit limit increase: Over time, and as you use your card responsibly, you may be able to increase your credit limit. This happens because Serasa analyzes your financial behavior and may offer you a higher limit based on your payment history.
- Ease of payment: One of the difficulties faced by those with a bad credit rating is managing their debts. The Serasa Card can make this process easier, as it offers flexible installment options, in addition to helping you keep track of what you owe and when to pay.
- Serasa Experian Platform: When you use the Serasa Card, you also have access to the Serasa Experian platform, which offers a series of tools that help you monitor and improve your financial history. You can track your credit score, monitor your score and check the evolution of your debts.
How to use the Serasa Card: A simple step-by-step guide
If you are thinking about applying for a Serasa Card, the process is very simple and quick. Below, we explain the step-by-step process so you can start using this tool to your advantage:
- Download the app: The first step is to download the Serasa app (available for both Android and iOS). When you open the app, you will need to create an account, providing your personal details and financial information.
- Request the card: After creating your account, you can apply for the Serasa Card directly through the app. The process is quick and you will be informed about the approval or denial shortly after.
- Receive the card and start using it: After approval, the card will be sent to your address. When you receive it, you can start using it to make purchases and organize your finances.
- Track your history and score: Don't forget to monitor your financial history and credit score through the Serasa platform. This will help you see your progress and identify areas for improvement.
